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Workers’ Compensation Q & A

Workers’ Compensation Q & A

WHAT SHOULD YOU DO IF YOU ARE INJURED AT WORK?
It is important to immediately report injuries to your employer. You should seek medical care for your injury.

WHAT KINDS OF INJURIES ARE COVERED BY WORKERS’ COMPENSATION?
Illinois law covers injuries resulting from workplace accidents or repetitive trauma injuries such as carpal tunnel syndrome or cubital tunnel syndrome.  An injury must have occurred within the course of your employment, however  “employers take their employees as they find them.” If a worker has a pre-existing condition that made them more susceptible to injury, this does not bar the worker from compensation.

WILL MY HEALTHCARE EXPENSES BE PAID?
You are entitled to have all medical and other related healthcare expenses paid by the employer.  If you are injured at work, you should tell your healthcare providers that your injury is work related, however you should also give them the billing information of your health insurer. If the workers’ compensation claim is denied, they can then bill your health insurance so that you are able to obtain medical care immediately. If it is later determined that the injury is work related, the employer may have to pay your health insurance provider back for payments they have made on your behalf. 

WHAT OTHER BENEFITS AM I ENTITLED TO RECEIVE?
If you have a permanent injury there are other benefits to which you may be entitled, including payments for missed work and permanent injury. 

WHAT IF MY EMPLOYER OR IT’S WORKERS’ COMPENSATION CARRIER TELLS ME I AM NOT ENTITLED TO BENEFITS?
See an Attorney immediately as the employer or it’s insurance carrier are often wrong in denying that your claim is work related. 

Doc Halliday is here to protect YOUR interests.